Accepting Credit Cards on your Website takes less than 5 Minutes to Setup

Once upon a time, using a Credit Card on the Internet was something that made people’s bones shiver in the thought of invisible hackers getting their card and running up a bill!

Well it has been a long time since then with a large population like United States of America using
Credit cards over the Internet with the safety of PayPal. This successful use of Credit Cards over the Internet that was safe and had a Buyer Guarantee, was something that the Internet marketplace
wanted and PayPal stepped in and provided this and refined it to become the world’s most used
online payment method allowing transfer of money between multiple currencies and accessible in many countries.

PayPal has for a long time been Ebay’s preferred payment method (Ebay and PayPal are the one same company at the Top!) and due to making it possible for a buyer to get easily refunded should there be an issue with their purchase gave a solid sense of security and won the USA population over and soon spread into almost every country on the Internet. PayPal for instance is a Registered Australian Bank and is set up like this in many countries it operates and accepts currencies in. It has become the global banking medium for micro, small, medium and right up to large revenue generating websites that need to accept Credit Cards and process them Automatically to approve the funds and deliver the cash to their bank account.

The final straw for all those skeptics of using Credit Cards on the Internet became more and more obvious as it was proven that you are now safer using a Credit Card on the Internet than handing it to a waiter or waitress at a restaurant (who may take a photo of your credit card on their mobile phone, keep the carbon copies of any manual transactions or even video record on their mobile phone when you enter your PIN number!)

So for many years everyone outside of the USA has been slowly catching up and getting the bug of
doing payment transactions over the Internet and now, it has become a reality for a large proportion of businesses that they cannot live without accepting payment or making payment with credit cards over the
internet to be automatically processed and they receive the funds or make payment.

Just think, the booking of all the flights each day using the Flight Booking Websites, right through to even paying for Insurance and many other common daily activities in commerce websites would be non-existent without accepting credit cards. Internet Banking has now become more common than not for Australian Businesses as a way of reducing the time it takes to perform the accounting of a business.

Not being able to accept Credit Cards now is almost becoming to the point of not having an Email Address for most website owners with more and more people learning how easy it is to actually accept credit card
payments and make business happen faster with less involvement from them.

Thankfully PayPal has made it easy for Businesses of All sizes to Setup and Accept Credit Cards without ANY COSTS AT ALL in setting up. If you went any other method such as setting up with your Bank and Merchant Account, this will be a minimum $250 plus cost and the a recurring monthly $40 plus fee just to operate the account, where PayPal has neither of these. PayPal only charges the standard merchant fee on any transactions you receive, making it a pay-as-you-use system rather than having setup fees and recurring monthly expenses. PayPal is by far the cheapest way to accept credit cards for any business whether
it needs to accept $10 a day or $1 million a day. PayPal will negotiate rates for high-end users just like the banks do. They are very flexibleand have many extra features that you may or may not use but are handy
to have.

In fact setting up a PayPal Account can be done faster than you drinking your Cup of Water, Tea or Coffee.
No wonder with no set up fees, no recurring billing fees and you can be set up with minutes that PayPal just recently won Australia’s Number 1 Voted Preferred Payment Method for the Internet by the Australian Public.

Pretty easy to setup your Account. To be sure that you are ready well in advance before launching your website, check you have the ability to accept Credit Card payments as well as withdraw that money in a timely fashion as well by using PayPal.

Let me explain, when you set up your PayPal Account, you will need to go to this website www.paypalsignup.com and when you do, you will be asked to fill in the Usual Details and then once your account is set up, you will need to Verify your Account in 2 ways.

1. By Email – click on a link in yor Inbox.
2. By Bank Account – verify 2 small deposits made by PayPal to your Bank Account.

By email is obvious, but the Bank Account one is the one I need to bring your attention to and ensure you understand that if you do not Verify your Bank Account, then you cannot withdraw more than $500 in a 30 day period. To lift this restriction and withdraw unlimited funds from your PayPal Account, verify your Bank Account straight away. The instructions will be on the screen each step, so be sure to read over the page and follow them. Basically, PayPal will make 2 small deposits to your Nominated Bank Account which only you have access to and then verifies to PayPal that you own that Bank Account. So when you see the

deposits appear, they will be 0.32 (32 cents) and .45 (45 cents) and then when you log into PayPal and enter these 2 amounts, your PayPal Account is now verified and ready to accept and withdraw unlimited credit card transactions that you need your website to process.

If you already have a PayPal Account, you will need to make sure it is not just what is classed as a Purchaser Account and not set up as a Business Account where you can accept Credit Card payments on your website. So Log In to your PayPal account and check that you have this and if not, then Upgrade. Contact PayPal when you are logged in, if you need any more help than what is offered when you log in.

OK so you will be set up and ready to accept credit cards, withdraw that money and have lots of FUN! Well I hope that is why you chose to make money, have fun and share that fun with others in as many ways as you can!

Tags: accept credit card on website, accept credit cards, credit cards, pay by credit card, paypal, sign up, sign up to paypal, signup